Commercial Mortgages | Foundray Capital

Foundray Capital

Commercial Mortgages

Long-term finance for commercial property.

Commercial Mortgages

Structured for long-term performance

Commercial property remains a key driver of both wealth generation and business growth. Whether acquiring an investment asset, expanding a portfolio, refinancing an existing holding, or securing premises for your own business, Foundray Capital provides access to competitive, long-term mortgage solutions across the commercial property sector.

We work with high street banks, challenger institutions, specialist lenders and private credit funds to structure the most appropriate facility for each transaction. Lending decisions are based on the quality of the asset, the strength of the income profile and the experience of the borrower — allowing us to secure terms beyond standard lending parameters.

Facilities are typically underpinned by rental income or business performance, ensuring the loan is supported by sustainable and demonstrable cash flow. This enables funding across a wide range of asset classes, including properties requiring repositioning, re-letting or active management.

Offices — Single units, floors and entire buildings.
Retail — High street units, retail parks and convenience assets.
Industrial & logistics — Warehouses, distribution centres and trade units.
Mixed-use — Combined residential and commercial properties.
Healthcare & hospitality — Care homes, hotels, leisure and trading businesses.
Semi-commercial — Assets with both residential and commercial elements.